
Speed &
Convenience
Focus
Convenience
Focus
Get emergency cash in minutes with our powered approval system. Safe, licensed, and transparent – apply 24/7 with just your phone. No hidden fees, no paperwork, just instant financial relief when you need it most.
Our Commitment
Why Choose Us?
6 Total

AI-Powered Speed
Get approved in 90 seconds – Our AI system processes applications 17x faster than traditional lenders


Transparent to the Cent
0 hidden fees – See all charges upfront with our pre-view page in our app before signing.


Licensed Security
Bank-level encryption – Your data stays protected under Uganda Financial Authority License


Emergency-Ready
24/7 disbursement – 83% of loans hit mobile wallets before the 15-minute countdown ends.


Credit Builder
Repayment upgrades – Timely payments automatically qualify you for higher limits (up to 500% increase)


Human+Tech Hybrid
Smart but not cold – Our AI handles speed while real loan officers standby for complex cases.

Teravik Cash Point (U) SMC Limited
Corporate Social Responsibility
As a socially responsible enterprise, Sunlit Loan has always embedded sustainable development principles deep within our business practices. We firmly believe corporate growth and community prosperity go hand in hand, which is why we consistently prioritize educational initiatives as a key focus of our social responsibility efforts.
In regions like Uganda, we've created improved learning environments for thousands of children through various programs including school construction, digital learning centers, and educational sponsorship initiatives. Over the years, we've maintained close collaboration with local education authorities, providing not just financial support but also fostering genuine connections through employee volunteer teaching programs and cultural exchange activities.
This commitment transcends ordinary philanthropy—it represents an enduring promise woven into our corporate DNA, where every business partnership translates into support for education. We are convinced that persistent investment in education sows the seeds of hope for tomorrow, and this steadfast dedication will ultimately yield a brighter future for all.
In regions like Uganda, we've created improved learning environments for thousands of children through various programs including school construction, digital learning centers, and educational sponsorship initiatives. Over the years, we've maintained close collaboration with local education authorities, providing not just financial support but also fostering genuine connections through employee volunteer teaching programs and cultural exchange activities.
This commitment transcends ordinary philanthropy—it represents an enduring promise woven into our corporate DNA, where every business partnership translates into support for education. We are convinced that persistent investment in education sows the seeds of hope for tomorrow, and this steadfast dedication will ultimately yield a brighter future for all.








Our Services
Who We Serve

Salaried Professionals

Need quick funds before payday? Get hassle-free personal loans tailored for salaried employees with flexible repayment options—no collateral required.

Small Business Owners

Boost your cash flow with fast business loans designed for entrepreneurs. Whether it’s inventory, equipment, or expansion, we’ve got you covered.

Freelancers & Gig Workers

Irregular income? No problem. Our loans are crafted for freelancers and gig workers to bridge gaps and seize opportunities—with minimal paperwork.

Young Adults

Build credit early with student-friendly loans. Cover education expenses, emergencies, or personal projects—even without a long credit history.
Our Core Features

Feature1
Fast Approval:
Our smart algorithm evaluates your application instantly. Fully automated process, no paperwork required

24 / 7 ACCESS

ZERO HUMAN HASSLE

3-MIN PRE-CHECK
Feature2
Your Money, Your Rules
Choose what fits your budget. Early repayment with no fees.
1 mins
Response Speed
1M+
Uganda User


Feature3
Military-Grade Security
Bank-Level Encryption – Your data stays protected. No Surprise Fees and hidden fee!
Accuracy
99.487%
Introducing
Sunlit Loan App
Sunlit Loan App

Coupon Center

Upcoming Bills

Popular Plan


Smart Notifications

Online Help Center

Intuitive UIUX

In Uganda, Sunlit Loan delivers tailored financial solutions that fuel local
entrepreneurship and community growth.
entrepreneurship and community growth.
Copyright© 2025 TERAVIK CASH POINT(U)-SMC LIMITED

